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ROI Calculator

Calculates 5-year Net Present Value for career transitions with conservative, base, and optimistic scenarios. Accounts for opportunity cost, salary ramp, and transition probability.

Components

Discount Rate

3%

Real (inflation-adjusted) discount rate applied to future salary gains.

Entry Salary Ramp

Year 1-3

Year 1: 85% of target median. Year 2: 92%. Year 3+: 100%. Reflects typical new-role learning curve.

Transition Probability

30-95%

Derived from O*NET skill vector cosine similarity. Higher skill overlap = higher probability of successful transition.

Three Scenarios

P25/P50/P75

Conservative uses 25th percentile salary, base uses median, optimistic uses 75th percentile from OEWS data.

Data Sources

BLS OEWS salary distributionsO*NET skill vectors

Limitations

  • Salary projections use current distributions, not projected future distributions.
  • Opportunity cost assumes full or partial income loss during training.
  • Transition probability is a statistical estimate, not a guarantee of employment.
reskilled.info provides signal-based career intelligence, not personalized career advice. All scores are scenario-based outlooks with inherent uncertainty.